Jefferson County at HomeHUD-certified counseling

Housing counseling & education services

Jefferson County At Home housing counseling services are designed to help individuals and families make informed decisions about their housing options. Our HUD-certified housing counselors can provide counseling on a wide variety of housing-related topics, including:

Financial management/budgeting
Home improvement and rehabilitation
Purchasing a home
Renting a home
Post-purchase counseling

Your home ownership journey starts here!

If owning a home is your goal, our counselors can help you develop a step-by-step process for getting pre-qualified for a mortgage, plan for the down payment and determine if you qualify for assistance. Our monthly home buyer workshops are designed to educate prospective buyers on all aspects of homeownership. Topics covered in this free four-hour workshop include:

Are you ready to buy a home?
Managing your money
Understanding credit
Protecting your investment
Shopping for a home
Obtaining a mortgage

Home buyer education workshop

Discover the answers to these questions and more at this free workshop:

Am I ready to buy and own a home?
How much do I need for a down payment?
What if I’ve had some credit problems?

About the workshop

Mortgage lenders often require borrowers to complete a HUD-approved home buyer education course in order to qualify for special incentive programs, including down payment and closing costs assistance. The Jefferson County At Home Home Buyer Workshop, combined with one-on-one counseling offered through our office, fulfills the home buyer education requirement.

workshop date:
Generally the 2nd Wednesday of the month

workshop location:
UW-Extension Building
864 Collins Road, Lower Level, Jefferson, WI

workshop time:
5:30-9:30 PM

Housing counseling leads to positive results by reducing mortgage delinquency up to

Home rehabilitation program

Income-eligible homeowners can apply for a 0% interest, deferred payment loan for home repairs. Eligible repairs include:

Handicap accessibility
Window and door replacement
Roofing, siding and porch repairs
Electrical upgrades
Repair/replace heating, water and plumbing systems
Water and sewer line connection

Income limits

As of June 2024

Household Size	1	2	3	4	5	6
Jefferson County	$56,250	$64,250	$72,300	$80,300	$86,750	$93,150
City of Watertown - Dodge County portion	$51,350	$58,700	$66,050	$73,350	$79,250	$85,100
City of Whitewater- Walworth County portion	$56,700	$64,800	$72,900	$80,950	$87,450	$93,950

Downloads

Jefferson County At Home program information available as downloadable pdfs

Homeowner Rehab Assistance program
Down Payment Assistance and Pre-Purchase Rehab Assistance programs

Home Buyer/Owner Programs